How we transformed five classic cars into over £1m in funding

Owning a classic car doesn’t just turn heads when you drive down the high street. It could potentially unlock capital.

For example, last year our vehicle team supported a client fund £1m+ in a commercial property to house their expanding car collection.

Turning vintage into value

Our client, a passionate motor enthusiast, has a collection that had grown rapidly over the last few years. They now needed additional storage space to protect and maintain their cars to a high standard. But storage space for pristine vintage cars isn’t easy to find.

In order to keep these sought-after cars spotless and safe, a bespoke development would be needed – requiring significant short-term capital. However, our client didn’t want to liquidate other investments or part with any of the classic cars themselves, and the cost of developing a storage solution was too high for a normal unsecured loan to be practical.

That’s where we came in.

Our client needed:

Fast access to funding

Minimal disruption to existing financial arrangements

A flexible facility allowing repayment at their convenience

A solution that retained full vehicle ownership

Fortunately, our specialist team have a proven track record in bespoke funding solutions that leverage existing assets like vehicles. Our own-book and brokered financing options allowed us to deliver exactly what was needed, with minimal disruption.

Over £1m in funding – secured

Rather than selling up or pursuing traditional unsecured lending options, we helped our client find a more flexible solution: leveraging their vehicles to release over £1m in funding, secured against five iconic models:

  • Rolls-Royce Phantom II Drophead Coupé
  • Bentley R Type Continental
  • Bentley Le Mans Special “Old Number 1”
  • Bentley Blue Train Replica
  • Rolls-Royce Phantom II Continental
  • Barker
Thanks to our vehicle-backed lending solution, our client retained full ownership and had the flexibility to repay at any time, including through resale.

A flexible financial solution that provided the ideal outcome with minimum fuss.

A track record of driving results

Thanks to our specialist team, the results spoke for themselves for our client:

Fast access to funding

Minimal disruption to existing financial arrangements

A flexible facility allowing repayment at their convenience

A solution that retained full vehicle ownership

Most importantly, the Bentleys and Rolls-Royces now have a roof over their heads once more – with room for future additions, too.

Could vehicle-backed lending work for you?

Our specialist financing team could help you turn your vehicles into value, just like they did for our client.

That means:

  • Use your existing assets to unlock funding – no selling necessary
  • Flexible repayment options that work for you
  • Competitive terms based on your assets
  • A quick and simple application process
  • Ideal for property purchases, business expansion, or any other use case
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Whether you manage a collection, invest professionally, or simply want your vehicles to work harder for you, we can help you and your favourite cars go further, financially – just talk to our team.

To note: Vehicle backed lending is subject to terms, credit approval and valuations. This article is for information only and is not financial advice.